Go figure!
11.26. 2013
BrainWrap, Charles Gaba ACAsignups.net; December 2013
12.03.13
12.24.2013
1.21.2014
1.28.2014
According to the Congressional Budget Office (CBO) the failed ACA roll out led to lowering its enrollment projections by one million.
Advisory Dot Com
New enrollment projections for 2014
CBO previously projected that about seven million Americans would purchase health insurance policies through the ACA insurance exchanges in 2014. In its latest report, CBO lowered that projection by at least one million people, primarily because of the troubled roll out of the federal health insurance exchange website last fall.
Projection line amended via addition of a revised projection line (Red lines in next graph).
2.11.2014
3.27.2014
Let’s see how enrollment continue for the next two weeks.
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Now, a bit of early fact checking related to Ms. Stefano’s claims.
“$94,000?”
Demo News
Excerpt
Think Progress
BY TARA CULP-RESSLER April 1, 2013
Excerpt
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“……already had insurance.”
The Truth-O-Meter Says:
![]() Most of the people who have signed up through the Obamacare exchanges “already had insurance.”Rich Lowry on Sunday, March 23rd, 2014 in a broadcast of NBC’s “Meet the Press”
Are most Obamacare sign-ups people who had insurance before?If Obamacare was about anything, it was about getting more people insured. The law never promised to eliminate the uninsured altogether, but the Obama White House did say 32 million people would gain coverage, out of about 48 million who didn’t have it.
Read more |
“Seven million cancellations”
Charles Gaba address this issues in his latest web page posting, while I am totally biased I find Gaba to be a far more reliable source of ACA related information than anyone associated with Charles and David Koch. Well, I forgot about one more thing: Not all of those 4.8 million “cancelled” policies were actually cancelled.
Another commentor, danslabyrinth, reminded me that thanks to President Obama and HHS announcing their “grandfathering” policy which extended the deadline for existing non-compliant plans by a year (and, more recently, by another two years, to as far out as the end of 2016), this 4.8 million figure has already been vastly reduced. By how much?Well, according to this article about the additional 2-year extension, 1.5 million people never had their policies cancelled after all (or at least, they had them reinstated after originally being cancelled, anyway):It’s not clear how many people will actually be affected by the most closely watched provision of the new regulations, the two-year extension on policies that were previously subject to cancellation. The administration cites a congressional estimate of 1.5 million, counting individual plans and small business policies.About half the states have allowed insurance companies to extend canceled policies for a year under the original White House reprieve. The policies usually provided less financial protection and narrower benefits than the coverage required under the law. Nonetheless, the skimpier insurance was acceptable to many consumers because it generally cost less.“It’s not likely to affect a large number of people but it certainly avoids difficult anecdotes about people having their policies canceled,” said Larry Levitt of the nonpartisan Kaiser Family Foundation, an expert on insurance markets. “I think it’s a small and dwindling number of people who are affected.”Now, that 1.5 million figure isn’t given as solid…but then again, neither is the 5 million figure (I’ve heard the number claimed being as low as 4.7 million or as high as 6 million, but the 6M sources are, to put it mildly, a bit shakey to say the least).UPDATE: Thanks to Tim Dickinson for pointing me towards the source of the “1.5 Million UNcancelled Policies” estimate…which is actually the same updated CBO report which lowered the exchange QHP estimate from 7M to 6M:In November 2013, the Administration announced that state insurance commissioners could give health insurers the option of allowing individuals and small businesses to re-enroll in coverage that did not comply with certain market and benefit rules, such as the prohibition against adjusting premiums based on health status, that were scheduled to take effect in January 2014. CBO and JCT estimate that, as a result, roughly 11⁄2 million people in the individual and small-group markets will renew policies in 2014 that are not compliant with those rules. In addition, because subscribers may renew such coverage between January and October of 2014, CBO and JCT estimate that half a million people will continue to be enrolled in noncompliant policies in 2015.So, here’s what I’m willing to do: Since 5M is the most-cited figure, I’m willing to use that. And since 1.5 million appears to be the maximum number that have taken the administration up on their extension offer, I’m even willing to knock a couple hundred thousand off of that in the interests of being, shall we say, “conservative”.This means that we can subtract 1.3 million from 5 million, leaving 3.7 million people who genuinely had to replace their existing non-compliant health insurance policy with a fully-compliant one…via either the ACA Exchanges or off-exchange, directly through the insurance companies.And as I explained yesterday, until I know how many of those 3.7 million replaced their policy off-exchange instead of on the exchanges, I have no way of knowing how many to “subtract” from the graph and therefore can’t do so.